HOA HELL, a groundbreaking book for California homeowners by Michael B. Kushner

Overview

Architectural guidelines are one of the most misunderstood, and frequently abused, tools HOAs from HELL (i.e., bad HOAs) use to control how homeowners modify their properties. These rules were originally meant to preserve design consistency and property values, but too many abusive boards now treat them as blank checks for power.

In California, an HOA’s authority to adopt and enforce architectural guidelines depends entirely on what’s written in the governing documents, whether the HOA lawfully adopted those guidelines under Civil Code 4350, and compliance with Civil Code 4765. This Fact Sheet explains where that power comes from, what limits the law places on it, and how homeowners can tell when a board is exceeding its authority.

For a quick-guide on another aspect of this topic, see my Fact Sheet, “California HOA Architectural Approvals: What Civil Code 4765 Really Requires.” For a deeper dive into this topic, see my full article “Can a California HOA Deny Your Remodel? What the Law Actually Says About Architectural Approvals.”

Key Points

Architectural guidelines are supposed to clarify, not expand, your HOA’s power. The following points explain what boards can and can’t do when creating, interpreting, and enforcing architectural standards in California.

  • Architectural control must be authorized by the governing documents. HOAs don’t automatically have the right to regulate paint colors, fences, windows, or landscaping. That power must appear explicitly in the CC&Rs or be properly adopted as an operating rule under Civil Code 4350. If neither the CC&Rs nor a valid rule authorizes architectural review, the HOA lacks legal authority to demand or deny approval.
  • Architectural guidelines adopted as “rules” must meet Civil Code 4350 requirements. Civil Code 4350 sets four conditions for valid operating rules: (1) written form; (2) consistency with the CC&Rs and law; (3) reasonableness; and (4) adoption after proper notice and opportunity for member comment. If any of these requirements are missing, the rule is unenforceable.
  • Architectural standards must be clear and objective. California law prohibits HOAs from relying on vague aesthetic concepts like “neighborhood harmony” or “community character.” The board denies a new roof color because it “doesn’t fit the community’s style” but can’t identify a single rule defining acceptable colors. That denial almost certainly violates the requirement of reasonableness under Civil Code 4765.
  • Boards can only enforce what’s actually written. If a restriction isn’t found in the CC&Rs or the adopted guidelines, it can’t be imposed. The board refuses to approve a homeowner’s shed because “sheds aren’t allowed,” yet there’s no rule or CC&R provision saying so. That denial almost certainly exceeds the board’s legal authority.
  • Guidelines cannot contradict the CC&Rs or federal, state, or local law. Architectural rules are subordinate to higher-ranking governing documents and must comply with the Davis-Stirling Act and other laws. A prohibition on the construction of accessory dwelling units found in your HOA’s CC&Rs would be illegal (and thus unenforceable) under Civil Code 4751 and 714.3 (both of which protect homeowners’ rights to construct ADUs on their properties). For a deeper dive into your right to build an ADU on your property, see my full article “Can My California HOA Legally Block an ADU?
  • Boards must apply standards consistently. Selective enforcement (e.g., approving one homeowner’s plan while denying an identical one) is illegal under Civil Code 4765.
  • Guidelines must serve a legitimate design purpose, not convenience or control. Boards cannot use architectural standards to punish critics, dictate personal taste, or manipulate the election process.
  • Only properly adopted committees can review applications. If the CC&Rs delegate architectural authority to a committee, the board must ensure it was lawfully formed and operates under the same procedural standards as the board. Unauthorized or ad hoc “committees” have no legal authority to issue denials.
  • Homeowners have a right to see the rules used to evaluate their application. Civil Code 5200 entitles members to inspect association records, including the version of architectural guidelines in effect at the time of the decision. If the HOA refuses to produce the guidelines or claims that they’re “internal documents,” that’s a direct violation of the Davis-Stirling Act. For a deeper dive into your right to build an ADU on your property, see my full article “Forcing HOA Transparency: The Power of Civil Code § 5200 to Demand Records.”
  • Boards can regulate consistency, not creativity. HOAs can set limits to ensure cohesive design, such as requiring similar roofing materials or color palettes, but they can’t outlaw individual expression or improvements that comply with all published standards. A homeowner chooses a shade of blue approved in the guidelines, but the board denies it for being “too bold.” That’s arbitrary and unenforceable.
  • Legal limits on HOA enforcement. Civil Code 4765 requires decisions to be made fairly, reasonably, and in good faith. Rules that go beyond published standards or contradict the governing documents exceed board authority and can be challenged.

Homeowners who understand how architectural guidelines are supposed to work can spot abuse early, demand to see the rules, and challenge denials that violate Civil Code 4350 or 4765.

 

FAQs

Can an HOA create new architectural rules without a vote of the members?

Yes, but only if the CC&Rs give the board that power and the new rules comply with Civil Code 4350 (i.e., written form, consistency, reasonableness, and proper notice to the membership before adoption).

Do architectural guidelines carry the same weight as the CC&Rs?

No. Architectural guidelines are always subordinate to the CC&Rs and are enforceable only if they are properly adopted under Civil Code 4350, consistent with the CC&Rs and other laws, and applied reasonably and in good faith under Civil Code 4765. If a guideline conflicts with the CC&Rs or law, the CC&Rs or law control.

Can my HOA deny my remodel based on personal taste?

No. Denials must be based on clear, reasonable, written standards. If the board relies on vague terms like “not harmonious” or “not consistent with community character,” the decision likely violates Civil Code 4765.

Are verbal approvals valid?

No. Civil Code 4765 requires that approvals and denials be in writing. Verbal or informal approvals don’t satisfy the Davis-Stirling Act and may be unenforceable.

Can my HOA control what I do inside my home?

Generally, no. In the vast majority of case relating to interior modifications that don’t affect structural integrity or the common areas (and I can’t actually think of an exception), architectural control extends only to visible exterior modifications. Interior changes that don’t affect structural integrity or the common areas are almost always outside HOA authority unless the CC&Rs say otherwise (and even then, such a rule would have to still be reasonable).

What can I do if my HOA’s architectural guidelines are unreasonable or improperly adopted?

You can challenge their validity by demanding IDR under Civil Code 5915 or ADR (mediation) under Civil Code 5930. If that fails, you can consult us at MBK CHAPMAN to pursue enforcement or declaratory relief in superior court under Civil Code 5975.

About MBK Chapman Fact Sheets

Homeowners searching for answers online will often come across articles that appear authoritative, but are actually written as search-engine marketing content rather than by an experienced HOA lawyer. These pieces tend to prioritize keyword density over clarity, accuracy, or legal context, which often leaves homeowners more confused than informed.

At MBK Chapman, our Fact Sheets are part of our HOA Law Library and are written by Michael Kushner, an HOA lawyer with decades of hands-on experience representing California homeowners. In fact, Michael Kushner is the HOA lawyer who pioneered the systems and strategies used by some of California’s most successful homeowner-side HOA law firms.

Each Fact Sheet is deliberately concise, statute-based, and designed as a quick-reference guide to help homeowners understand key HOA laws and enforcement rules at a glance.

 

AND DON’T FORGET TO TUNE INTO MY PODCAST, HOA HELL

 

YOU CAN ALSO ORDER MY GROUNDBREAKING BOOK

HOA HELL | California Homeowners’ Definitive Guide to Beating Bad HOAs

 

Amazon  |  Barnes & Noble

 

HOA HELL Book