HOA HELL, a groundbreaking book for California homeowners by Michael B. Kushner

California HOA Governing Documents: What Controls?

California HOA Governing Documents: What Controls?

Overview Most homeowners understand that their HOA operates under governing documents, but few realize these documents exist within a strict legal hierarchy that determines which provisions control when conflicts arise. This distinction matters because HOA boards...
Can My California HOA Borrow From Reserves?

Can My California HOA Borrow From Reserves?

Overview HOA boards in California increasingly turn to reserve funds to cover rising expenses, especially insurance premiums and short-term cash flow gaps. When that happens, homeowners often assume that such a decision requires their approval or a membership vote. It...
When Are HOA Rules Illegal in California?

When Are HOA Rules Illegal in California?

Overview HOA boards across California enforce rules every day, often with the expectation that homeowners must comply simply because the board adopted the rule. But an HOA’s enforcement of a rule, by itself, does not make a rule valid. In practice, a significant...
How to Sue Your California HOA: A Step-by-Step Guide

How to Sue Your California HOA: A Step-by-Step Guide

Overview Homeowners often feel bullied by their HOA, trapped in a cycle of selective enforcement, targeted fines, ignored maintenance requests, or arbitrary rule enforcement. When such disputes escalate and California HOAs refuse to follow the law, homeowners may find...