Overview California is in the middle of an insurance crisis, and both good and bad HOAs are caught in it alongside the homeowners who live in them. Large carriers have pulled out of the state entirely or sharply limited what they’ll cover, and coverage that used to be...
Overview California HOAs can foreclose on a home over unpaid assessments, and they can do it without ever setting foot in a courtroom. The Davis-Stirling Act lets an HOA record a lien against a homeowner’s property and then sell that property through a trustee, the...
Overview I’ve received several questions recently from homeowners about write-in candidates in California HOA elections. One homeowner wrote to tell me that his HOA had just announced its election results, and that a woman who wrote her own name in took a board seat...
Overview Buying into a California HOA doesn’t make new homeowners responsible for the previous owner’s unpaid fines, but it can leave them responsible for the previous owner’s unfinished work. The Davis-Stirling Act splits the question by the kind of problem. Money...
Overview California homeowners can gather with their neighbors in the clubhouse, the recreation hall, or anywhere else in the common area to talk about what their HOAs are doing, and their HOA boards can’t stop them or charge them for the privilege. Civil Code 4515...
