IS YOUR HOA
MAKING YOUR LIFE A LIVING HELL?
CALIFORNIA’S #1 DAVIS-STIRLING ACT ATTORNEYS | HOMEOWNER REPRESENTATION
ORANGE COUNTY
TELL US ABOUT YOUR HOA DISPUTE
MBK Chapman can help
THE DAVIS-STIRLING ACT
The Davis-Stirling Act is a set of laws that govern all common interest developments located in California. (Civ. Code, §§ 4000-6150.). Since its passage in 1985, and through its most recent amendment, which went into effect on January 1, 2014, the Davis-Stirling Act acts as the primary rulebook that all common interest developments must follow.
Common interest developments in California take several forms, including (i) planned unit developments; (ii) community apartment projects; (iii) condominium projects; and (iv) stock co-ops.
Within the confines of those four types of developments, you’ll find all sorts of housing arrangements that you’re more familiar with, from detached homes (sometimes referred to as single-family houses), to condominiums, townhomes, and apartments located in tall buildings. But no matter what type of common interest development you might live in, it is governed by a board of directors known as an HOA (i.e., a homeowners association), and that HOA must operate within the confines of the Davis-Stirling Act.
You’re probably already keenly aware of how important a role your HOA plays in maintaining the value of your property and helping you enjoy your home. A good HOA can help keep your property value high; a bad HOA can force your property value to drop and otherwise turn your life upside down. A good HOA is invaluable; a bad HOA is typically a nightmare for its members.
MBK Chapman’s attorneys are experts in representing clients in cases involving the Davis-Stirling Act, representing homeowners throughout the State of California in all manner of disputes involving their HOAs (and neighbors), including:
FAILURE TO REPAIR / FAILURE TO MAINTAIN
In almost all cases, HOAs are required by their CC&Rs to inspect, maintain, and preserve the association’s common areas. (Civ. Code, § 4775; see also Civ. Code, §5550.) Those are, in fact, among an HOA’s most fundamental duties.
If an HOA neglects those duties by, say, refusing to make necessary repairs to a shared condominium roof, then that HOA is in violation of the Davis-Stirling Act, and thus not only can a member of the HOA force the association to make the repairs, but that same member can hold the HOA liable for any damages the owner suffers as a result of the HOA’s unreasonable delay or refusal to make the necessary repairs.
In short, your HOA might be liable to you for violating the Davis-Stirling Act if it:
- refuses to fix (or delayed in fixing) a known leak on your condominium’s roof that later results in water damage to your property;
- ignores structural damage to a common area building that threatens to cause even greater damage down the road;
- neglects to make repairs to your community’s pool and spa, thus robbing you and the other members of its use during the hot summer months; or
- fails to slurry your association’s roads, resulting in potholes that damage your car.
Contact Us to Discuss Your HOA Dispute By Calling: (949) 767-3910
VIOLATIONS OF THE CC&Rs AND OTHER GOVERNING DOCUMENTS
Your HOA’s governing documents are made up of not only the CC&Rs, but also your association’s bylaws, rules, and architectural guidelines. (Civ. Code, § 4150.) The CC&Rs, however, are the most important. An HOA’s CC&Rs are recorded with the county recorder’s office and they constitute the rulebook for you and your HOA, spelling out the rights and obligations that its members owe to the association, and vice versa. Your CC&Rs are, therefore, treated by law as a binding contract that addresses many very important issues, including: (i) the power and authority of the board of directors; (ii) what homeowners may do and not do with their properties; (iii) the association’s and homeowners’ mutual maintenance obligations; (iv) regular and special assessments; (v) lien rights and limitations; and (vi) the day-to-day management of the HOA. (Pinnacle Museum Tower Assn. v. Pinnacle Market Development (2012) 55 Cal.4th 223.)
Even though your HOA’s board of directors enjoys many of the same powers and responsibilities as any corporation’s board, your HOA’s board is made up of volunteers who often have no experience running a business, and certainly no experience with the Davis-Stirling Act. Problems arise when board members either fail to do their jobs, or they act arbitrarily, dishonestly, or capriciously. Typical CC&R violations by HOAs include things like:
- failing to preserve, maintain, or repair the association’s common areas;
- failing to address another owner’s nuisance behavior;
- failing to enforce the HOA’s governing documents, especially when such failure is negatively affecting the rights of another HOA member;
- failing to properly manage or account for the HOA’s finances;
- failing to follow the election requirements contained in the Davis-Stirling Act; and
- harassing certain members or treating some HOA members differently than others.
Contact Us to Discuss Your HOA Dispute By Calling:(949) 767-3910
DISCRIMINATION AND HARASSMENT
HOAs must abide by the same antidiscrimination and antiharassment laws/regulations that all businesses and associations do. This means that HOAs are not permitted to violate the Fair Employment and Housing Act, the Americans with Disability Act (but only as to the common areas), the Fair Housing Act, the Unruh Civil Rights Act, and most importantly, the Davis-Stirling Act. These laws, and others, of course, not only prohibit discrimination and harassment on the basis of race, gender, sexual orientation, religion, disability, etc., but they also require HOAs to make reasonable accommodations to people with disabilities.
Many older HOAs had overtly discriminatory racial quotas in their CC&Rs. And while most of those CC&Rs have since been updated to remove such language, that does not mean that HOAs don’t regularly violate antidiscrimination laws. Many HOAs still engage in conduct that violate rights of its members and residents by, for example:
- refusing to permit a disabled resident from building a ramp (violates reasonable accommodation regulations; see Civ. Code, § 4760);
- prohibiting a resident from displaying a political banner on the resident’s property (violates Civ. Code, § 4710);
- refusing outright to permit a resident from having a service or comfort animal (violates reasonable accommodation requirements; might also violate other statutes, such as Civ. Code, § 4715);
- barring a resident from operating a daycare center in their home (Health & Safety Code § 1597.40);
- barring domestic partners from enjoying membership rights (Koebke v. Bernardo Heights Country Club (2005) 36 Cal.4th 824; and
- controlling occupancy by redefining the term “family” from its legal definition (City of Chula Vista v. Pagard (1981) 115 Cal.App.3d 785).
Contact Us to Discuss Your HOA Dispute By Calling: (949) 767-3910
DISPUTES BETWEEN NEIGHBORS
For the vast majority of people who live in communities governed by an HOA, they live in close proximity to other people. In short, most people have neighbors. “Neighbor disputes” do, therefore, form the basis of many disputes between homeowners and their HOAs (and neighbors). Some of the more common claims that give rise to liability against a neighbor, and in many cases the HOA as well, occur when your neighbor is guilty of:
- building an unnecessarily high fence right next to your property line—i.e., a spite fence (Civ. Code, § 841.4);
- allowing branches or leaves from their trees to either cause damage to, or land on, your property (see Bonde v. Bishop (1952) 112 Cal.App. 2d 1);
- allowing roots from their trees to damage your property;
- trespassing onto your property—either directly by walking onto your property, or indirectly, such as by allowing water to spread onto, or under, your property (Cassinos v. Union Oil Co. (1993) 14 Cal.App.4th 1770, 1778);
- participating in illegal activities (e.g., drug dealing, non-permitted activities, etc.) (Civ. Code, §3479); or
- causing excessive noise—or for that matter, engaging in any other activities that interfere with your reasonable use and quiet enjoyment of your property (Adams v. MHC Colony Park, L.P. (2014) 224 Cal.App.4th 601, 610; Monks v. City of Rancho Palos Verdes (2008) 167 Cal.App.4th 263, 302-303).
Contact Us to Discuss Your HOA Dispute by Calling: (949) 767-3910
COMMON AREA DISPUTES
Simply put, your HOA’s common areas refer to areas that are owned by the HOA (rather than by any particular member(s) of the HOA). (Civ. Code, §4095.) While many HOAs have in common certain typical kinds of common areas, such as greenbelts/landscaping, sidewalks/walkways, swimming pools, and tennis courts, the other types of common areas you’re likely to see in an HOA have more to do with the type of association you joined. For example, in typical stacked structure communities (e.g., condominiums and townhomes), where the HOAs typically own everything but the air space in the individual units, the common areas you tend to find include things like roofs, hallways and staircases, parking lots/carports, HVAC systems, buildings, and plumbing/electrical. In communities consisting of single-family homes and/or planned unit developments (PUDs), on the other hand, you’ll often find streets, private gates, clubhouses, golf courses, equestrian facilities, and perimeter walls.
Regardless, because an association’s common areas are considered amenities by the members, and because they are often very expensive to construct and maintain, frequent common area-related disputes between homeowners and their HOAs arise regarding things like an HOAs:
- failing to make necessary repairs to the common areas;
- failing to reasonably maintain the common areas;
- neglecting a member’s damage to or destruction of the common areas;
- neglecting to take action against a member who has taken exclusive control over a portion of a common area;
- facilitating the transfer of some portion of the common area to a member without membership approval; or
- allowing the destruction of a portion of the common area.
Contact Us to Discuss Your HOA Dispute By Calling: (949) 767-3910
SELECTIVE ENFORCEMENT / PREFERENTIAL TREATMENT
The Davis-Stirling Act imposes on your HOA a duty to enforce the CC&Rs in a manner that is not arbitrary or capricious, as well as by “procedures which are uniformly applied.” (Liebler v. Point Loma Tennis Club (1995) 40 Cal.App.4th 1600, 1609 citing Nahrstedt v. Lakeside Village Condominium Assn. (1994) 8 Cal.4th 361, 383.) In other words, HOAs cannot show preferential treatment.
Unfortunately, human nature being what it is, homeowners frequently find that the board members of their HOAs “serve” because they enjoy the power that being on the board gives them, or they like to tell people what to do. These people are the ones who treat their HOAs like their own personal fiefdoms, often granting themselves and their friends privileges that they deny to other members. Such selective enforcement is illegal.
You may have a claim against your HOA for selective enforcement if your HOA:
- allows a board member to enjoy a perk or privilege denied to other similarly situated members;
- denies your application for an improvement to your home after having already approved applications from other similarly situated members;
- strictly enforces certain rules against you while ignoring similar violations of other members; or
- arbitrarily enforces certain rules while ignoring others.
Contact Us to Discuss Your HOA Dispute By Calling: (949) 691-3317
NEGLIGENCE BY YOUR HOA / NEIGHBOR
In simple terms, negligence is the failure to act reasonably in a given situation. If your HOA and/or neighbor cause damage to you or your property as a result of unreasonable conduct on their part(s), you may file a claim for negligence.
For example, you may have a strong negligence claim against your HOA/neighbor in any of the following types of situations:
- your neighbor changes the grading on his or her property (with or without permission from the HOA) causing water to flow onto your property that in turn causes leaking and property damage;
- your HOA fails to reasonably maintain the common areas, resulting in expensive replacements and repairs; or
- you report a roof leak in your condominium building that the HOA either ignores or delays before taking action, causing damage to your property (see White v. Cox (1971) 17 Cal.App.3d 824, 895).
Contact Us to Discuss Your HOA Dispute By Calling: (949) 767-3910
WOULD YOU LIKE A FREE ESSENTIAL GUIDE TO HOMEOWNER ASSOCIATIONS?
THIS ESSENTIAL GUIDE CONTAINS VALUABLE INFORMATION ABOUT:
- What an HOA is
- Your Rights as a Homeowner and HOA Member
- Detailed Answers to Frequently Asked Questions
COMBINED YEARS OF EXPERIENCE
CASES LITIGATED
CONSULTATIONS
PRIORITY: YOU
OUR TEAM
Led by two pioneering and highly experienced litigation and business attorneys, MBK Chapman is staffed by some of the most impressive legal minds in the business. Leveraging decades of actual courtroom and transactional experience, clients who retain MBK Chapman quickly discover why the firm has earned such a stellar reputation for its innovation, staunch advocacy, and winning record. Whether aimed at negotiating and resolving highly complex business and real estate disputes, drafting all manner of complex business and real estate contracts, or going to court to litigate business and real estate cases, the battle-hardened lawyers at MBK Chapman are truly the best in the business.
Clients who retain MBK Chapman come to quickly understand why its two leaders are so well respected among the scores of judges, attorneys, and celebrities who have hired them over the last several decades. But MBK Chapman’s laudable contribution to the legal community does not end with its superstar team of lawyers and support staff. Rather, Michael B. Kushner, one of MBK Chapman’s founding shareholders, pioneered and developed two truly paradigm shifting and disruptive technologies that will, among other things, change the way lawyers interact with their clients.
Michael B. Kushner
Shareholder|California
William D. Chapman
Shareholder|California
Sean Mills
Shareholder|Florida
Jason Boss
Partner|California
Jessica Grazul
Associate|California
Sara Etemadi
Associate|California
Sam Khil
Associate|California
Xu Shirly Sun
Associate|California
Denetta E.J. Scott
Associate|California
Craig Koelling
Associate|Florida
Education
- J.D., University of California at Los Angeles School of Law, Los Angeles, California
- B.A., University of California at Berkeley, Berkeley, California
- Honors: Phi Beta Kappa
- Honors: With High Distinction
Bar Admissions
- California, 1998
Michael B. Kushner, Shareholder
Mr. Kushner was born and raised in Long Beach, California. He obtained his undergraduate degree from the University of California at Berkeley where he was inducted into Phi Beta Kappa in his third year and graduated with High Distinction the following year. Mr. Kushner then attended law school at the University of California at Los Angeles. After moving to Orange County, Mr. Kushner honed his skills at two of Orange County’s most respected law firms before striking out on his own. From there, Mr. Kushner quickly earned a reputation as a formidable and skilled trial and transactional lawyer in the areas of business and real estate law, as well as an entertaining and informative lecturer on various trending topics.
It was during a set of particular lectures offered by Mr. Kushner (related to the Davis-Stirling Act, California’s HOA law) that he came to two realizations: first, that homeowners living in HOA-governed communities were at a distinct disadvantage when dealing with bad, even out-of-control, associations; and second, that most real estate attorneys who represented homeowners were unacceptably ignorant regarding the ins and outs of the Davis-Stirling Act. Mr. Kushner decided to act. He began developing a series of proprietary and unique processes and legal materials that ensured that the firm’s attorneys became experts in the Davis-Stirling Act and that the firm’s clients received consistently excellent representation. In short, Mr. Kushner pioneered a way of representing the firm’s HOA clients that not only catapulted the firm into a well-known legal powerhouse, but also significantly raised the quality of representation for homeowners throughout California.
Mr. Kushner’s practice areas currently include business transactions, franchise law, corporate governance, labor and employment, real estate transactions, and entertainment law. In the business/corporate arena, Mr. Kushner has substantial experience in structuring and negotiating complex commercial transactions and drafting all manner of business related contracts. Mr. Kushner’s corporate transactional practice includes general representation of large, well-established companies, as well as start-ups and family owned businesses. In recent years, Mr. Kushner expanded his corporate transactional practice to include multi-national businesses located in China, Canada, New Zealand, Australia, and Hong Kong.
Mr. Kushner’s consummate attention to detail, and singular client-centered focus, have made him an indispensable asset to hundreds of businesses throughout California.
Education
- J.D., Pepperdine Law School, Malibu, California
- Honors: Dean’s List
- Philip C. Jessop International Law Moot Court Competition
- B.S., Brigham Young University, Provo, Utah
Bar Admissions
- California, 1981
William D. Chapman, Shareholder
Mr. Chapman was born and raised in Southern California. Mr. Chapman received his BS in business management/finance from Brigham Young University and his JD from Pepperdine University School of Law. After graduating from law school, Mr. Chapman eventually became a named partner at two of Orange County’s most respected law firms before deciding to form MBK Chapman with his partner, Michael Kushner.
Mr. Chapman has tried cases before judges and juries in state and federal courts throughout the United States at both the trial court and appellate court levels, where he has won multiple $10,000,000+ jury verdicts. Mr. Chapman’s reputation as one of California’s most distinguished trial lawyers led not only to his having been selected to the California Super Lawyers® List every year since 2009, but also to his being designated a “Fellow” of the Litigation Counsel of America, an invitation-only honorary society for trial lawyers composed of less than .5% of American lawyers.
Mr. Chapman’s clients have included Fortune 500 companies, for whom he’s litigated cases involving real estate, business finance, nutraceuticals, computer software, sales, the automotive and boating industries, and insurance bad faith.
Education
- J.D., Florida Coastal School of Law, Jacksonville, Florida
- B.A., University of Florida, Gainesville, Florida
Bar Admissions
- Florida, 2008
- New York, 2012
Sean Mills, Shareholder
Born in Hackensack, New Jersey, Mr. Mills has called Orlando, Florida his home for over three decades. Mr. Mills obtained his undergraduate degree from the University of Florida. After graduating from college, Mr. Mills earned his Juris Doctorate from Florida Coastal School of Law, where he served on Law Review and was a founding member of the Sports Law Society.
After briefly practicing business litigation in Jacksonville, Florida, Mr. Mills returned home to Orlando, and for over 15 years, he focused his practice on real estate law, where he represented a wide range of clients including national and local banks and private real estate investors.
Throughout his legal career, Mr. Mills has amassed extensive experience as a managing attorney for industry leading law firms, and in early 2024, Mr. Mills joined MBK Chapman PC as the senior partner in charge of the firm’s Florida office.
Mr. Mills is admitted to practice in all State, Federal, Bankruptcy, and Appellate Courts throughout the States of Florida and New York.
Education
- J.D., Whittier Law School, Costa Mesa, California
- B.A., University of California at Los Angeles, Los Angeles, California
Bar Admissions
- California, 2016
Sara Etemadi, Associate
Born and raised in Southern Orange County, California, Ms. Etemadi attended UCLA. After obtaining her bachelor of arts in political science, Ms. Etemadi attended Whittier Law School, where she received the Dean’s Merit Scholarship and contributed her talents to both the Iranian Student Bar Association and the Public Interest Law Foundation.
After obtaining her law degree, Ms. Etemadi worked at a boutique plaintiffs’ litigation firm, where she successfully prosecuted a variety of cases relating to premises and common carrier liability and real estate litigation. Ms. Etemadi also honed her legal skills performing legal work for various non-profit organizations and governmental agencies. In 2017, Ms. Etemadi began working for Michael Kushner at the law firm he founded and managed, where she gained extensive experience in all aspects of corporate compliance and real estate law, with a primary focus on representing homeowners in HOA disputes.
When Mr. Kushner formed MBK Chapman, Ms. Etemadi decided to join him at the new firm as a senior associate, where she not only heads MBK Chapman’s dedicated pre-litigation HOA disputes team, but also one of the firm’s transactional law teams, with a focus on corporate compliance and critical business protection documents.
Education
- J.D., Southwestern University School of Law, Los Angeles, California
- B.A., Calvin College, Grand Rapids, Michigan
Bar Admissions
- California, 2003
Jason Boss, Partner
Born and raised in San Diego, Mr. Boss obtained his undergraduate degree from Calvin College in Grand Rapids, Michigan. After graduating from college, Mr. Boss attended Southwestern University School of Law in Los Angeles, where he was a member of Honor’s Trial Advocacy Team.
After obtaining his law degree in 2003, Mr. Boss became a prosecutor in the Los Angeles District Attorney’s Office. He then went on to work at a civil litigation firm, representing a variety of business, real estate, and employer/employee clients. Mr. Boss honed his litigation and trial skills as a senior litigator for a national law firm representing nation-wide business ventures.
In early 2021, Mr. Boss joined the litigation team at MBK Chapman as a senior associate, where he impressed everyone with his incredible work ethic, attentiveness to client needs, and litigation instincts. On January 1, 2023, the senior partners of the firm made Mr. Boss a partner. By consistently implementing creative and effective strategies in all of his cases, while at the same time tailoring his approach to comport with each client’s priorities and unique circumstances, Mr. Boss remains a client and firm favorite.
Mr. Boss has consistently been selected as a Super Lawyer—an honor limited to less than three percent of attorneys in California—and he’s admitted to practice in all State, Federal, Bankruptcy and Appellate Courts throughout California, and the United States Court of Appeals for the Ninth Circuit.
Education
- L.L.M., University of Southern California Gould School of Law, Los Angeles, California
- L.L.B., Universidade Federal de Juiz de Fora, Juiz de Fora, Brazil
Bar Admissions
- California, 2019
- Brazil, 2017
Jessica Grazul, Associate
Jessica Grazul was born and raised in Brazil, where she earned her bachelor’s degree in law. She then attended the USC Gould School of Law, where she received the Dean’s Merit Scholarship and obtained her master’s degree in law, as well as certification in Alternative Dispute Resolution. During her studies at USC, Ms. Grazul clerked for the Major Crimes Division of the Los Angeles County District Attorney’s Office.
After earning her master’s degree, Ms. Grazul honed her legal skills while working for a civil litigation firm representing clients in personal injury cases, contract disputes, and various tort actions. Ms. Grazul joined MBK Chapman in 2022 as an associate in the firm’s litigation department.
Education
- J.D., Suffolk University Law School, Boston, Massachusetts
- B.A., University of California at Irvine, Irvine, California
Bar Admissions
- California, 2019
Sam Khil, Associate
Mr. Khil was raised in the Bay Area and has lived in Orange County since 2001. He received his undergraduate education at the University of California, Irvine, where he graduated magna cum laude with his Bachelor of Arts degrees in International Studies and Sociology. He received his Juris Doctor from Suffolk University Law School with an emphasis in business law and financial services.
Prior to joining MBK Chapman as a senior associate, Mr. Khil worked as general and litigation counsel at multiple Southern California law firms where he gained significant experience handling a wide range of real estate matters including lender rights, title actions, foreclosures, receiverships, eminent domain, forfeiture actions, municipality disputes, probate, HOA law, and general real estate issues.
He also represented HOAs throughout California, serving as general and litigation counsel. He has significant experience advising boards regarding corporate compliance, enforcing declarations, amending governing documents, board governance, the limits of their actions, vendor contracts, easements, member disputes, DFEH issues, general compliance with the Davis-Stirling Act, and a wide range of other matters affecting associations and their members. It is this background that provides Mr. Khil a unique perspective regarding HOAs and their members’ rights.
Education
- L.L.M., Northwestern University Pritzker School of Law, Chicago, Illinois
- L.L.B., Shanghai International Studies University, Shanghai, China
Bar Admissions
- New York, 2021
- California, 2023
Xu Shirly Sun, Associate
Born and raised in Shanghai, China’s financial hub, Ms. Sun earned her bachelor’s degree in law from Shanghai International Studies University. After graduating from university, Ms. Sun attended Northwestern University Pritzker School of Law, where she obtained her masters degree in law.
Her professional journey post-graduation led her to work in both the Orange County and Chicago offices of a national general practice law firm, where she adeptly managed a wide array of legal matters and honed a diverse set of legal skills. Her clientele varied extensively, ranging from individual clients seeking assistance with their everyday legal concerns to international trading companies grappling with cross-border litigation and contractual disputes.
Ms. Sun joined MBK Chapman in January 2024 as an associate, focusing on the representation of homeowners in HOA disputes. She is dedicated to providing the firm’s clients with exceptional legal services and serving their best interests with an empathetic and efficient approach.
Ms. Sun is fluent in Mandarin.
Education
- J.D., Whittier Law School, Costa Mesa, California
- B.A., Pepperdine University, Malibu California
Bar Admissions
- California, 2005
- District of Columbia, 2006
Denetta E.J. Scott, Senior Associate
Born in South Carolina and raised in Southern California, Ms. Scott obtained her undergraduate degree from Pepperdine University. After graduating from college, Ms. Scott attended Whittier Law School, where she was a member of the Trial Advocacy Team and the Black Law Association.
After obtaining her law degree, Ms. Scott worked at civil litigation firms, where she successfully represented clients in a variety of cases involving automobile accidents, business, premises liability, real estate, and employment.
In early 2024, Ms. Scott joined the team at MBK Chapman as a senior associate in the firm’s litigation department. She is admitted to practice in all state, federal, and bankruptcy courts throughout California and the District of Columbia.
Ms. Scott serves on the board of the Thurgood Marshall Association and is a member of the Orange County Women Lawyer’s Association and the Orange County Bar Association.
Education
- J.D., Washington and Lee University School of Law, Lexington, Virginia
- B.A., University of Central Florida, Orlando, Florida
Bar Admissions
- Florida, 2018
Craig Koelling, Associate
Born in Arnold, Missouri, Mr. Koelling has called Florida his home for over two decades. Mr. Koelling earned his undergraduate degree from the University of Central Florida in 2014. After graduating, Mr. Koelling attended Washington and Lee University School of Law.
Mr. Koelling started his law career as an assistant public defender, during which time he gained valuable experience in the courtroom. In 2021, Mr. Koelling left the public defender’s office and went into civil practice, where he focused on property insurance disputes and litigated numerous cases on behalf of insurance carriers throughout the State of Florida.
Mr. Koelling joined MBK Chapman in 2024 as an associate, where he represents the firm’s clients in all manner of business and real estate disputes, with a focus on representing homeowners in disputes with their HOAs.
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